Smile Without Sacrificing – An Overview

In the times when selfies are one of the most popular ways of clicking pictures and have slowly creeped in our culture, a good smile becomes one of the prerequisites for clicking a good one. If you have a smile that shows off your bright white shining teeth, that’s it. You feel like the selfie king or queen by far.

But, this is not the story of your teeth always. Flip to reality and dull and yellowish teeth is not a new, rather a major oral issue. Though there is a solution for it viz teeth whitening but then again this could blow quite a big hole in your pocket.

Smile Without Sacrificing

Well, if you think, getting a that sparkling smile or the ‘ting’ smiles needs you to sacrifice your morning latte or your favorite glass of wine, you’re not right. Here are few tips in keeping your smile intact –

Floss daily – While we do brush, most of us do not floss. That leads to food getting stuck up in the teeth and bacteria breeding too. Flossing on a daily basis keeps bacteria at bay and protects your teeth from decay and bad breadth.

Brush Properly – Not a bad idea to look at an online demo of brushing teeth properly. Many if not most of us do not brush our teeth properly. The brushes that wither in not time are a proof of the how mercilessly it has been used on your teeth.

Dental Visits – Visit your dentist atleast once a year, twice better. Regular cleaning of your teeth can help you protect you from periodontal diseases.

Eat healthy – Eating healthy is also important for healthy teeth and ultimately a healthy smile. So eat calcium rich and lean protein packed foods to keep your teeth healthy.

Exercise – Yes, mouth exercise does impact your smile and help in improvement of the same as per dentists. So include a few smile exercises also in your daily regime and smile your way to sparkles.

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Medical Insurances may soon cover Dental Treatments Amongst Others

With the objective of providing inclusive healthcare to patients, the Insurance and Regulatory Authority of India (IRDAI) has eliminated almost 10 items from the list of procedures under optional cover. These include Dental Treatment besides Psychiatric, stem cell and infertility treatment. IRDAI on Monday said that it has partially modified guidelines of health insurance standardisation and removed a few items from the list of items that come under optional cover offered by insurers.

Dental Treatment - Dental Insurance

Even though there are umpteen private medical insurance providers, a major chunk of the population opts for government funded schemes. The claim ratio is the factor that impact the choice of insurance. While for private insurance companies the claim ratio is only 67%, for public insurance companies its 120%. Most of the private insurance companies cover people in the urban region of the country and almost 89% are public insurance companies. The people have to pay heavy premiums for all of their policies including individual ones expect for family floater due to the higher coverage share these companies have to offer.

The treatment includes one that does not need hospitalisation but is common amongst people like infertility treatment, sub fertility treatment, hormone replacement therapy, obesity treatment, assisted conception procedures, stem cell implantation, and treatment of sexually transmitted conditions like, retro virus, HIV or AIDS, other than the ones mentioned above. As per IRDAI list there are 199 items lists under optional cover by insurance providers. These also include a list of medical accessories like x-ray films, slings, bandages, baby products and even internet facility to name a few. At times, they are offered at an additional premium while they are excluded from the standard health plan.

Furthermore, as per the national health profile 2018, created by central bureau of Health Intelligence, around just about 35% of the people of the country who opt for health insurance. As per a report from WHO, 70% of the people in India paid the health expenses from their own pockets.

Well, IRDAI is in the process of streamlining the standard health care insurance package inclusions with an objective of providing the common man, a more inclusive healthcare package that suits their pocket and covers the common conditions as well.

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*Sourced form the Internet